Those who have the knowledge, have the power. Through our analysis, organizations gain insight into the moving parts of their benefit plans, giving them better information and greater control.
We believe good data drives good decisions. More specifically, we believe using data correctly empowers organizations to offer strong employee benefits programs that will attract and retain talent. We help employers create long term strategies to keep benefits rich and budgets predictable by understanding claims data.
Until employers can identify and understand their unique risks and implement strategies to control and reduce these risks, costs cannot be controlled and predictability of costs cannot be achieved. Through our process, we help employers identify, manage and reduce risk.
Reducing cost alone is easy; reducing cost while maintaining quality benefits is difficult. We work to ensure an employer’s benefits program is running in the most cost effective manner possible while maintaining the quality that both the employer and employees desire.
As independent advisors, we provide broad access to the highest quality carriers and administrators in the employee benefits industry. We perform due diligence with carriers and have a thorough understanding of what each has to offer. Our team of professionals acts as a guide to make sure our clients remain compliant with healthcare reform rules, COBRA, HIPAA, ERISA, FMLA, state regulations and any other legislation that may impact benefits.
Successful benefits programs have employees that understand and value the benefits offered to them. Engaged employees are also more appreciative of the challenge to control the cost and quality of their plans. Through our employee engagement process, or clients’ employees are informed and understand the value of the benefits provided to them.
The activity surrounding benefits plans does not start and stop at renewal time; throughout the year, challenges will arise. Our team is ready to help answer questions when our clients encounter issues. We provide performance reviews throughout the year to ensure clients stay informed and have the ability to proactively plan.