Employer healthcare benefits are oftentimes a company’s most significant investment in its people. With medical costs rising and the insurance landscape becoming ever more complex, business owners need an advocate and subject matter expert in their corner to ensure they are receiving maximum value from their benefit plans.
A poll was taken that showed 81% of CFO’s in this country believe that there is nothing you can do to lower a company’s healthcare cost. We have found that there are most certainly ways you can lower those costs without reducing the employee’s benefits. It is not a one stop fits all arrangement.
We take the business of healthcare personally by taking the time to understand your company and employee demographics and shopping for insurance solutions tailored to your needs. But our high-touch, responsive service doesn’t stop after open enrollment. We continue to serve as a resource to company leaders and employees by answering questions, following up on claims, providing transparent cost analysis, and continuing to monitor the market for new solutions and regulations.
We are energized by the challenge of improving benefits for the employee and saving our client’s money. Over time and with experience we have helped our client’s find answers to their specific challenges. We still consider it our “Job” to find the best value available in the marketplace. Not settling on the “status quo”.
Often times we hear from a prospective client that they have hired one of the “Big” consulting brokerage firms. Our experience has shown frequently, after a short period of time the grand promises from the “Big” broker have left that client disillusioned. It’s not what it seems. The industry has taken advantage of the fact that just because you have the “Big” brokerage firm name on your card, that somehow correlates with the expertise and knowledge of the broker. This couldn’t be further from the truth.
With more than 40 years of combined experience in employee benefits, we are experts at helping clients find new and innovative ways to manage and finance their healthcare expenditures. More importantly, we are proud to be your partner in supporting the health and wellness of your teams.
Our team at Harbor Benefits & Insurance Advisors look forward to visiting with you about your company’s specific needs and charting a customized course for today and into the future.
Who We Are
Vonda Capo - Principal / Senior Advisor
Brad McFarland - Principal / Senior Advisor
